Homebuyers with little money for a down payment are finding more home loans available for a low-down payment or even no down payment.
Real Estate News
A personal loan is a viable option if you are looking for a way to pay for home improvements, a medical procedure or your child’s wedding. Loans can range from $500 to $100,000, and collateral usually isn’t required to cover them.
Lenders who have previously shied away from making FHA-insured loans may now give them a second look.
Q: I just bought a beautiful house with desert landscaping. I want to put in a pool and I was shocked to find the home had a restrictive easement by the Southern Nevada Water Authority.
Q: I hope that nobody buys a home to rent out unless they know renter’s laws, have a good and reasonably priced lawyer and know how to fix things themselves. — I.D.S.
Interest rates on mortgages increased for the third consecutive week, according to Bankrate”;s March 16 survey of large lenders. But there”;s no need to panic just yet.
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Listings include the resale home’s parcel number. The address listed is the homebuyer’s mailing address and not the actual location of the resale home. About 90 percent of these addresses reflect the home purchase. Check the parcel number to make sure. Also, a few transactions do not reflect the market value of the homes. The information is provided by Accudata, a local research firm. For the complete listing, visit RJRealEstate.Vegas or on Facebook at www.facebook.com/RJRealEstateLV.
The process of buying a house is the biggest financial commitment most people ever make. That’s why you should make sure you’re financially ready before you start shopping for your dream home. Here are 10 common signs you’re not saving enough to make your dream of buying a house a reality.
Mortgage lenders require paperwork that verifies every facet of your financial life: income, debts, assets and more.
The foreclosure crisis dumped many Las Vegans out of their homes with poor credit, a loss of equity and no next step to purchase a home.
Q: I just bought a townhouse in a nice, older guard-gated Henderson golf community. The homeowners association fees are about $300 a month. By the time the deal closed and I moved in I did not have much time to read the covenants, conditions and restrictions. Is there a law that says you have a certain amount of time to read the rules before you commit to the sale? When do they need to get them to you? I really wanted to build an office in my garage, and now I find out I can’t.
On June 28 the past president of the Greater Las Vegas Association of Realtors, Keith Lynam, talked to the Las Vegas Review-Journal about homeowners associations’ foreclosing on homes. The headline read: “Realtor groups say HOA foreclosures unfair.”
Mortgage rates mostly increased this week following a favorable jobs report and overall improvements in the global economy.
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